Term life race driver quotes

Best term life race driver quotes

Finding affordable term life race driver quotes sometimes can be difficult. But, if you know the secrets you can narrow down the field pretty quickly.

Just as you wouldn’t go to a brain surgeon for heart surgery or a heart surgeon for brain surgery. You also wouldn’t go to a life insurance company that does not specialize in high risk activities or pre-existing medical conditions.

You see there are companies out there that specialize in term life race driver quotes. Many of these carriers may be companies you have never heard of, whereas some of these carriers are very well known huge life insurance companies.

How to find the best carriers for race driver quotes

Okay, so I am going to save you a lot of time by telling you the best way to find the carriers that specialize in race driver quotes.

An independent life insurance agency who represents dozens of carriers is your best option. But, that independent life insurance agency needs to be also experienced and have knowledge in the racing niche.

You see, the experience of your agent will allow you to not only get the best carriers, but will also give you an advocate or can negotiate with the life insurance underwriters.

Questions to answer for best quotesTerm life race driver quotes

In order for your agent to give you the best race driver quotes for term life insurance he will need some standard information regarding how long of a term you want and how much protection? 

  • Date of birth
  • Height/weight
  • Tobacco use history
  • Any medical history or medications
  • Hold a competition driver’s license from any organization
  • Attended a driver’s school
  • How long have you participated in racing
  • Date of last race, where?
  • Type of track do you race
  • How far do you travel to race
  • Ever competed outside the U.S.
  • Ever done or intend to do any stunt driving
  • Is racing your full time occupation
  • Do you compete on a traveling circuit
  • Which racing category do your participate, I.E. Drag racing, kart, off road, IMSA GT, etc.
  • Name of organization sanctioning races
  • Last 12 months total of racing, miles per race and max speeds
  • Next 12 months expected total racing, miles per race, max speeds
  • Make and model of car, displacement, class


The above questions will allow your broker the information needed to provide you with a tentative quote for coverage from several companies that specialize in race driver quotes.

Companies that specialize in racing

Here are a list of some of the life insurance companies that typically quote well for race car drivers:

  1. Banner Life Insurance Company
  2. Prudential Life
  3. Lincoln National Life
  4. Protective Life
  5. United of Omaha
  6. Principal National Life 


As it is with any life insurance policy applied for, health and lifestyle are looked at differently by all life insurance companies. The above article should give you enough information to allow you the best opportunity to find the lowest term life race driver quotes.

We specialize in the special risk life insurance marketplace. Let us put our over 30 years of experience and knowledge to work for you. Give us a call at 1-888-393-9003 or email mike@specialriskterm.com for a free consultation.



For a FREE quote

Call, text, email or fill out our instant quote form:

Call: 678-207-8160
Text: 678-207-8160
Email: mike@specialriskterm.com
Instant quote form: Click here

How can I help?

Mike Raines

I am an independent life insurance agent with over 30 years’ experience. I am an expert in finding coverage for those with past or current medical history such as heart disease, diabetes, post cancer, etc. I also specialize in those that participate in scuba diving, mountain climbing, private pilots, etc. I work with the best life insurance companies in the nation, such as Prudential, AIG, Protective Life, Transamerica to name a few. Each carrier has different opinions on rates and underwriting, and it is my job to match you with the best company. To do that, I need to ask you a few questions about your health and lifestyle to qualify you.

For a FREE quote, call, text or email:

Call: 678-207-8160

Text: 678-207-8160

Email: mike@specialriskterm.com

Mailing Address:
3482 Keith Bridge Road Suite #125
Cumming, GA 30041

About SpecialRiskTerm.com
About SpecialRiskTerm.com

We work with individuals across the nation to secure the best life insurance rates.

This entry was posted in Special Risk. Bookmark the permalink.

Leave A Reply