What is the Secret to Finding the Best Rates on

Special Risk Life Insurance?

Knowledge and Experience

What sets Special Risk Term apart is our more than 30 years of experience and knowledge in securing protection for thousands of individual’s. We’ve helped provide protection for many conditions, occupations, and activities including:

Asthma                                                    Elevated Blood Pressure                                          Arthritis

Build                                                        Anxiety/Depression                                                   EKG Reading

Stroke                                                      Sleep Apnea                                                              Thyroid History

Pilots                                                        Elevated Liver Enzymes                                           Sky Diving

Heart By-pass                                         Police & Firemen                                                       Epilepsy

Diabetes                                                  Scuba Diving                                                             Multiple Sclerosis

Race Car Drivers                                    High Cholesterol                                                        Kidney Disorder

Crohn’s Disease                                    Cancer History                                                            Tobacco Use

Peripheral Vascular Disease               Ulcerative Colitis                                                           Epilepsy 

Only an independent life agent who represents hundreds of companies, and has the knowledge of which carriers will consider a particular situation, can provide you with the lowest rates available in the marketplace. Thru our many years of developing relationships with insurance carriers we can personally negotiate on your behalf. This saves you time and money. No more phone calls to several agents or filling out forms online. No huge internet quoting company can offer you this type of personal service. If you have been turned down for coverage, rated for coverage or just want to find out if coverage is reasonably priced then contact us and we will do the legwork for you. You can speak directly to the owner at 678-207-8160 or e-mail us at or mike@specialriskterm.com