Compare rates from top insurance companies

  • Banner Life
  • American National
  • Prudential
  • AIG
  • Nationwide
  • Voya
  • Lincoln
  • Transamerica
  • Fidelity Life

As an independent life agent I represent hundreds of companies, and have the knowledge of which carriers will consider a particular situation. I can provide you with the lowest rates available in the marketplace. Through my many years of developing relationships with insurance carriers I personally negotiate on your behalf. This saves you time and money. No more phone calls to multiple agents or filling out forms online. No huge Internet quoting company can offer you this type of personal service. If you have been turned down for coverage, rated for coverage, or just want to find out if coverage is reasonably priced then contact me and I will do the legwork for you. You will speak directly to me at 678-207-8160 or e-mail me at or

Customer Reviews

Mike at special risk is a true gentleman and an expert life insurance agent.  With Mike’s experienced advice and work, I was able to obtain an excellent policy for my family’s security.  Mike’s advice was consistently on point.  He is honest and always responsive. I recommend Mike and Special Risk Term without reservation for your life insurance needs.

- Michael C. from Stoneham, MA.

Mike, has been doing a great job.  He has gone above and beyond my expectations in finding the right plan for me.  He was referred to me by the Marfan foundation and I have to say that I’m really impressed by his ability to come up with several creative and great solutions.  I would recommend his services

- Derek S. from Mesa, AZ.

All I can say is thank you, thank you, and thank you some more!  I will definitely pass your name along to others because you’ve done what other could not do.  You also stuck with me until the entire time until my getting life insurance was completed.
I wanted to leave my sons something…..and because of you I am now able to so.  I appreciate your help and your teams help!
- April B. Smyrna, Ga.

As part of the process of buying a new business, I needed life insurance. However, my congenital heart defect made agents squirm over the phone. Then I found Mike, who not only understood my situation, but found two solutions for me. Within a week, I had confirmation of an AD&D policy and a Term Life policy…all at very reasonable rates. The sense of relief can’t be underestimated. Thank you, Mike!

- Heather G. From Crestview, Fl.