Mike’s News Articles

Mike Raines of Raines Insurance Group discusses many topics on various news outlets across the Internet. Read about them here.

How to Lower My Rated Life Insurance Premium: A 2026 Guide for Impaired Risks

What if your life insurance premium wasn’t a permanent financial sentence, but a temporary snapshot of a single moment in your medical history? For…

Income Replacement Life Insurance for High-Risk Individuals: The 2026 Guide

What if the “declined” notice you received wasn’t a final verdict on your family’s security, but simply a sign that you were navigating the wrong…

Final Expense Insurance for High Risk Individuals: The 2026 Guide to Approval

A previous insurance decline isn’t a final verdict on your family’s financial security; it’s often just a sign that you haven’t accessed the right…

Finding Affordable High Risk Life Insurance in 2026: A Specialized Guide

Finding affordable high risk life insurance isn’t actually about searching for the lowest price tag; it’s about identifying the specific carrier…

Life Insurance for High-Risk Occupations: The 2026 Guide to Approval

What if the very career that provides for your family is the same thing preventing you from protecting them? You’ve likely experienced the “sticker…

Family Financial Protection with High Risk Life Insurance: The 2026 Guide

A life insurance decline is rarely a final judgment on your health, but rather a sign that your application didn’t reach the right specialized…

Mortgage Protection Life Insurance for High-Risk Jobs: The 2026 Specialist Guide

Most homeowners in hazardous professions believe they’re stuck with declining bank-sold policies or exorbitant “flat extra” fees to secure mortgage…

How to Explain Your Medical History to a Life Insurance Underwriter in 2026

What if the difference between a standard life insurance rate and a costly table rating isn’t your diagnosis, but the way you frame your management…

Life Insurance for Parents with Chronic Illness: The 2026 Guide to Approval

A previous decline for life insurance isn’t a final verdict; it’s often just a sign that you were talking to the wrong carrier. If you’ve spent…