Mike Raines of Raines Insurance Group discusses many topics on various news outlets across the Internet. Read about them here.
Most high-risk professionals aren’t actually uninsurable; they’re simply “mis-homed” in standard insurance markets that lack the specialized…
What if the automated “declined” email sitting in your inbox isn’t a final verdict on your family’s security, but simply a sign you’re knocking on…
What if the “hazardous” label on your employee file was actually a negotiable variable rather than a fixed financial penalty? For many professionals,…
A life insurance decline is rarely the final word on your financial security; it’s simply a signal that you need a more specialized assessment. If…
Receiving a “no” from a life insurance company isn’t a final verdict on your insurability; it’s simply a sign that your health profile didn’t align…
A previous decline from a major carrier doesn’t mean you’re uninsurable. It’s a common misconception that having a history of heart disease,…
A previous decline or a high table rating doesn’t have to be the final word on your family’s financial security. For many, the search for universal…
A “declined” letter from a life insurance company isn’t a final verdict on your insurability. It’s often just proof that your medical history or…
Insurance carriers don’t actually insure your pacemaker; they insure the cardiac stability that the device provides. If you’ve felt the sting of a…
