Quotes for thyroid cancer life insurance

Where to find the best quotes for thyroid cancer life insurance

When looking for the lowest rate quotes for thyroid cancer life insurance the number one tip is to use an independent life agent.

Not only do you need to use an independent life insurance agent, but you need to use one that is an expert in the special risk life insurance marketplace.

Quite frankly, most agents don’t like it when an individual has a pre-existing medical condition. Why? Because they don’t have the experience of what the right questions are to ask and what carriers might underwriter favorably.

Only a handful of life insurance companies specialize in thyroid cancer life insurance. You want to go to only those carriers. Otherwise, you are wasting your time.

How to find the companies that underwrite the bestquotes for thyroid cancer life insurance

Okay, so now you know that only a few carriers specialize in underwriting individuals with thyroid cancer. And you know you need an independent life insurance agent that represents dozens of carriers who specialize in this condition. Also, you know you need an agent who not only is independent but that has years of experience and knowledge.

Fortunately, you are in luck. You landed on this page. We are experts in finding the most affordable quotes for thyroid life insurance protection. We know how to shop your case and negotiate with the different underwriters to get the best rate.

Steps to take to find the best rates on thyroid cancer life insurance

Okay, so now you are ready to look for term life insurance protection. Below is some of the information that your agent will need in order to go to bat for you.

The more information you provide, the better it is. Life insurance companies have many ways of finding out information, including looking at your medical records and running your name through the medical information bureau.

  • Date of birth
  • Male or Female
  • Any tobacco use in 5 years
  • Height/weight
  • Amount of Protection needed
  • Date Diagnosed
  • Type of thryoid cancer diagnosed
  • Stage of cancer
  • Type of Treatment
  • Last date of Treatment
  • Any family history of cancer or heart disease before age 60
  • Any other major medical history such as diabetes, heart disease, etc.

Now that your agent has some of the information above they can go to work for you in finding the best rates for thyroid cancer life insurance.

Your agent will talk to underwriters and try to get a tentative offer for coverage from several carriers. A tentative offer basically means if after a formal application, medical records, etc. is completed and nothing has dramatically changed the rate tentatively given will be approved as your final rate.

Once your agent has the tentative offers from all the carriers he or she will present to you the best offer. If the tentative offer is acceptable to you then you can move forward with a formal application and requirements.

Why do you want a tentative offerWhat Why

Quite frankly a tentative offer saves you not only time but money. Why go thru a formal application, exam, ordering your doctors reports, etc. if in the end the carrier is going to decline you for coverage or highly rate you?

Life insurance does you no good if you can’t afford it. And, who wants to spend time filling out dozens of applications until you find a carrier that will accept you?

This is why an experienced agent can help. Most agents quite frankly aren’t familiar with tentative offers for coverage. They simply just have you apply with any old carrier that THEY like and hope you get approved.

Conclusion-

If you are in the market for life insurance and have a history of thyroid cancer, give us a call at 1-888-393-9003 or email mike@specialriskterm.com for a free consultation.

 

For a FREE quote

Call, text, email or fill out our instant quote form:

Call: 678-207-8160
Text: 678-207-8160
Email: mike@specialriskterm.com
Instant quote form: Click here

How can I help?

Mike Raines

I am an independent life insurance agent with over 30 years’ experience. I am an expert in finding coverage for those with past or current medical history such as heart disease, diabetes, post cancer, etc. I also specialize in those that participate in scuba diving, mountain climbing, private pilots, etc. I work with the best life insurance companies in the nation, such as Prudential, AIG, Protective Life, Transamerica to name a few. Each carrier has different opinions on rates and underwriting, and it is my job to match you with the best company. To do that, I need to ask you a few questions about your health and lifestyle to qualify you.

For a FREE quote, call, text or email:

Call: 678-207-8160

Text: 678-207-8160

Email: mike@specialriskterm.com

Mailing Address:
3482 Keith Bridge Road Suite #125
Cumming, GA 30041

Testimonials

It’s not easy to find life insurance with a chronic condition such as crohn’s disease which is why I greatly appreciated having Mike on my team. Mike is responsive, patient, professional and indefatigable- all things you need when you’re looking for a competitive policy. Knowing my family will be taken care is not only a relief but a huge confidence boost and I’m thankful Mike works in the special risk insurance arena. I would absolutely work with him again. Thank you Mike!

- Bobby from Washington D.C.

Two Thumbs Up for Mike at Special Risk Term

- Yaniv from Troy, MO.

I tried several places before I came across Mike’s website. The insurance at these other places was either very expensive, or the company wouldn’t cover me because of my health history. Mike was able to find me a reasonably priced policy with a major insurer. He did a great job locating a policy that works well for me.

- Jeff from Hermon, ME.

As someone with a past cancer diagnosis, finding life insurance had been a huge annoyance. Mike made it easy, and somehow found quotes that were significantly more affordable than what others gave me.

- Matthew from St. Louis, MO.

Best rates and best service I have ever received.

- Robert from Kennesaw, GA.

Mike did an outstanding job getting me my coverage. He went above and beyond answering all my questions. He always returned my calls immediately even on the weekends!!! I highly recommend him.

- Aileen from Woodstock, GA.

Mike did an awesome job in finding affordable coverage for myself and my husband. Highly recommend his services.

- Shannon from Atlanta, GA.
About SpecialRiskTerm.com
About SpecialRiskTerm.com

We work with individuals across the nation to secure the best life insurance rates.

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