Compare rates from top insurance companies

  • Banner Life
  • American National
  • Prudential
  • AIG
  • Nationwide
  • Voya
  • Lincoln
  • Transamerica
  • Fidelity Life

As an independent life agent I represent hundreds of companies, and have the knowledge of which carriers will consider a particular situation. I can provide you with the lowest rates available in the marketplace. Through my many years of developing relationships with insurance carriers I personally negotiate on your behalf. This saves you time and money. No more phone calls to multiple agents or filling out forms online. No huge Internet quoting company can offer you this type of personal service. If you have been turned down for coverage, rated for coverage, or just want to find out if coverage is reasonably priced then contact me and I will do the legwork for you. You will speak directly to me at 678-207-8160 or e-mail me at or mike@specialriskterm.com

Customer Reviews

Best rates and best service I have ever received.

- Robert from Kennesaw, GA.

Mike and his team did an extra ordinary job of handling my life insurance situation.  I was unable to secure life insurance because I had cancer 17 years ago however Mike and his team navigated through the challenges to get me a 15 year policy at great monthly rates. Thank you Mike for all your work in in this challenging situation.

- Nathan S. from St. Paul, MN.

Mike (and team),

I just wanted to send you a note of thanks. You were really great to work with and were especially patient with me, which I appreciate.
Thanks for your help in finding me a suitable life insurance policy.
Kind regards,
- Rebekah K. from Kalamazoo, MI.

Mike, has been doing a great job.  He has gone above and beyond my expectations in finding the right plan for me.  He was referred to me by the Marfan foundation and I have to say that I’m really impressed by his ability to come up with several creative and great solutions.  I would recommend his services

- Derek S. from Mesa, AZ.