All Posts By SpecialRiskTerm.com

Guaranteed issue life insurance

Guaranteed Issue Life Insurance

Guaranteed issue life insurance- what is it? Have you ever been declined life insurance protection from a traditionally underwritten application? If so, you know how frustrating  and disappointing it can be. Many health conditions such as heart disease, diabetes, use of a defibrillator, cancer history can often times be declined by an insurance carrier. Guaranteed.. More

Juvenile Diabetes and life insurance

Juvenile diabetes and life insurance

Can I find affordable life insurance for juvenile diabetes? Juvenile diabetes is typically referred to as type 1 diabetes. This type of diabetes usually develops before age 30. From a life insurance underwriting  standpoint juvenile diabetes is classified as a special risk. Coverage for juvenile diabetes is available for most prospects.  But, it is important.. More

Life Insurance for pilots

Life Insurance for Pilots

Is Affordable Life Insurance for Pilots available? Life insurance for pilots is affordable and does not have to be difficult to find if you know the carriers that underwrite these risks. This article will give you information on what underwriting questions companies need answered how they typically rate coverage for pilots. The bottom line is,.. More

life insurance for drag racers

Life Insurance For Drag Racers

Lowest cost life insurance for drag racers There is no question about it, finding affordable life insurance for drag racers can be more difficult. But, if you know which carriers typically offer the best rates, it makes the search easier. In the life insurance arena it is a fact that most carriers tend to shun.. More

Special risk life insurance

Special Risk Life Insurance- Can I get affordable coverage?

What is Special Risk Life Insurance? Special risk life insurance is a term used in the life insurance industry to describe an individual that may have risk factors that are unique or special and do not coincide with a typical standard risk profile when going thru the screening or underwriting process with an insurance company. What.. More

Life insurance with cardiovascular disorders

Heart Disease Term Life Insurance policy

Can I get life insurance with cardiovascular disorders? Yes, but you must work with an expert agent.  The agent must have experience and knowledge of underwriting life insurance with cardiovascular disorders. This can be those with history of heart attacks, angioplasty, by-pass surgery, valve conditions, atrial fibrillation, etc. Not every agent represents companies that specialize in affordable life.. More

Life insurance with breast cancer

Crohn’s disease life insurance coverage

Crohn’s disease life insurance coverage is attainable Sure, finding crohn’s disease life insurance coverage may be more difficult to find. But, if you know the secrets you can definitely make the search much easier. You see, their are a few life insurance companies in the United States that do a much better job underwriting crohn’s.. More

life insurance with non-hodgkin's lymphoma

Life Insurance with Non-Hodgkin’s Lymphoma

Who offers life insurance with Non-Hodgkin’s lymphoma? Life insurance with Non-Hodgkin’s lymphoma can be more difficult to obtain. But, if you work with an insurance agency who specializes in finding coverage for those with pre-existing medical conditions, it can be much easier to find. You see out of the more than 1,000 life insurance carriers.. More

life insurance after angioplasty

Life Insurance after angioplasty

Finding affordable life insurance after angioplasty Securing life insurance after angioplasty is possible. But, it is important to remember that all life insurance carriers look at your health and lifestyle differently. Therefore, when it comes to finding the most affordable rate on someone with a history of heart disease or diabetes you must use an.. More