All Posts By SpecialRiskTerm.com

life insurance with Crohn's disease

Life Insurance with Crohn’s disease

Can I get affordable life insurance with Crohn’s disease? For individual’s that suffer from Crohn’s disease, life insurance may seem at first to be unattainable. Fortunately, for those looking for life insurance with Crohn’s disease you have come to the right place. As a specialist in the life insurance arena for those individuals with pre-existing medical.. More

best life insurance carriers

Best Term Life Insurance Carriers

Who are the best term life insurance carriers? There are literally hundreds of life insurance carriers offering term life insurance in the United States. When shopping for the best term life insurance carriers, you typically will find the same insurance carriers names showing up over and over again. No matter if the need is for a business loan or.. More

life insurance for SBA loans

Life Insurance For SBA loans

“Quick Tip”- Call us if you want the rates for the companies that will issue life insurance for SBA loans the fastest” Why do you need life insurance for SBA loans? Many times a small business owner will need to secure life insurance for an SBA loan. Why? The Small Business Administration is a vital part.. More

income replacement

Income Replacement

What is income replacement? Income replacement coverage establishes security against loss by providing funds to repay personal debt and continue income. This type of planning is essential in maintaining a current lifestyle.   How much income replacement do I need? Everyone’s situation is different. There is definitely no tried and true answer to this question. There are.. More

no exam life insurance

No Exam Life Insurance

Quick Tip: After quoting your coverage, and if you wish to purchase no exam life insurance, give us a call at 1-888-393-9003 and we will tell you which carriers offer no exam life insurance. What exactly is no exam life insurance? No exam life insurance means basically exactly that. The insurance carrier does not require.. More

indexed universal life

Indexed Universal Life

What is indexed universal life insurance? Indexed universal life insurance is one of the most exciting products sold throughout the United States. And for good reason. Indexed universal life insurance is a flexible premium permanent type of policy. It contains both an insurance component and an investment component. It offers a combination of tax advantages not available with any other.. More

Executive Bonus life insurance

Executive Bonus Life Insurance

What is executive bonus life insurance? Executive bonus life insurance is used by business owners. The business enters an agreement under which the employer agrees to pay the executive an annual bonus. The bonus will be an amount which pays the premium on a policy owned by the employee. The bonus will also typically pay.. More

final expense policy

Final Expense Policy

What is a final expense policy? A final expense policy is typically a type of whole life insurance used in planning for one’s final expenses such as burial, funeral and paying off any secure creditors. According to the National Funeral Directors Association, the average cost of a funeral is approximately $8500. This average does not include.. More

cancer history

Cancer History and Life Insurance Protection

Cancer history- Is affordable life insurance available? Are you one of the millions of Americans living with a cancer history? Are you concerned that affordable life insurance may not be available for individuals with cancer history? Trying to find affordable life insurance with cancer history can seem intimidating. We are experts at securing special risk life insurance. It.. More