Mike Raines of Raines Insurance Group discusses many topics on various news outlets across the Internet. Read about them here.
Did you know that in 2026, the average tobacco user pays between 225% and 286% more for coverage than a non-smoker? For many, seeing life insurance…
Your pilot’s license shouldn’t be a barrier to protecting your family’s future. While the odds of a fatal crash are roughly 11 million to 1, many…
With cure rates for modern direct-acting antiviral treatments now exceeding 95 percent, a past diagnosis is no longer the automatic disqualifier it…
A kidney transplant is often viewed by traditional insurance agents as a permanent red flag; however, in the current 2026 underwriting landscape,…
Did you know that epilepsy is the fourth most common neurological disorder in the United States, affecting roughly one in every 26 people? Despite…
What if your heart’s irregular rhythm isn’t the automatic rejection you’ve been led to fear? If you’ve spent hours worrying that a diagnosis means…
According to the CDC, an estimated 40.1 million Americans now live with diabetes, yet a staggering number of these individuals still believe their…
A single letter on an underwriting report can double the cost of your coverage, yet most applicants never see the math behind the decision. If you’ve…
Did you know the difference in premiums for an identical pilot profile can exceed 50% between insurance carriers in 2026? Finding affordable life…
