Mike Raines of Raines Insurance Group discusses many topics on various news outlets across the Internet. Read about them here.
A formal ‘decline’ from a life insurance carrier means almost nothing about your actual insurability. It’s a bold statement, but it’s one we stand by…
What if being declined for life insurance was the most direct path to finding the right coverage? It sounds backward, but for applicants with…
Last Tuesday, a 48-year-old engineer named David received his denial letter. The clinical language was confusing, and one phrase stood out:…
Last Tuesday, a 48-year-old client called our office holding a denial letter from a major insurer, citing his recent Type 1 diabetes diagnosis. His…
Last Thursday, a tech founder in Denver received a formal decline on a policy for his lead developer, a brilliant coder who is a Type 1 diabetic and…
What if the ‘decline’ letter you received wasn’t a final verdict, but simply a sign you started with the wrong process? It’s a deeply frustrating…
For a mountain climber, every detail of an ascent is meticulously planned. Yet, when it comes to securing your family’s financial future, the process…
Are you searching for a way to grow your wealth without the constant anxiety of stock market volatility? Perhaps you’ve explored life insurance…
The search for life insurance can be a disheartening process, especially when a chronic health condition leads to a declination letter. For many…
